Hello,
 
I will be out of the Office from: 
Monday,  December 23rd, 2002   -through-   Friday, January 3rd, 2003.
I will return to the office on Monday, January 6th, 2003.
 
While I am out of the office, please contact the person as Follows:
 
Nana Verde, Sr. Credit Analyst  Ext. 232  e-mail: nanav@pacifica-capital.com
Jaime Kaneshina,VP of Credit Ext. 226  e-mail: jaimek@pacifica-capital.com
  
If you still need further and/or immediate assistance, please call us directly @ 949-727-3711; 
press "0" for the Operator, then ask for the next available Administrator.
 
(Fax: 949-727-3722)
 
Thank you, 
Vincent Luna (ext. 252)
Sr. Credit Analyst
Pacifica Capital


